Free Debt Advice

Phases Of Our Debt Relief Program

We create customized debt relief program based on your situation so that you can settle your debts quickly.

Frequently Asked Questions

Here you will get an answer to all the questions that you have in your mind

[su_spoiler title=”What is debt relief?” open=”yes” style=”fancy” icon=”caret”]Debt relief is a way to resolve your unsecured debts by negotiating with the creditors to reduce the amount of debts you owe. You can negotiate with the creditors on your own or you can use a debt relief program to deal with your debts.[/su_spoiler]

[su_spoiler title=”What type of debts can be settled?” style=”fancy” icon=”caret”]The debts that can be settled include credit card debt, medical bills, department store cards, signature loans, and other types of unsecured debts. [/su_spoiler]

[su_spoiler title=”What types of debts are covered?” style=”fancy” icon=”caret”]Credit cards, unsecured loans, overdrafts, store cards, catalogs etc. however we will evaluate your situation when we speak to you as this list is not a conclusive one and there may be other debts that we might include. We will go through a list of all your financial commitments.[/su_spoiler]

[su_spoiler title=”Will debt negotiation affect my credit rating?” style=”fancy” icon=”caret”]Yes, your credit rating may be negatively affected by debt negotiation. However, you can improve your credit rating once you get out of debt.[/su_spoiler]

[su_spoiler title=”What kind of consolidating loan options do I have with a bad credit score?” style=”fancy” icon=”caret”]You may find difficulty in consolidating loans with a bad credit score. However, a secured loan is a possibility, but it requires a good amount of collateral that is to be kept as a security with the creditors.[/su_spoiler]

[su_spoiler title=”Who qualifies for debt Counselling?” style=”fancy” icon=”caret”]To qualify for a Debt Management Program there is no such minimum debt requirement. A nonprofit credit counselling agency will provide free credit counselling and budgeting session at any debt level. [/su_spoiler]

[su_spoiler title=”How long does a debt management plan last?” style=”fancy” icon=”caret”]A debt management plan can take up to 48 months or longer to complete, However, payoff times can be much shorter in some cases. Most individuals on these plans can pay their credit card debt, in full, in five years or less. [/su_spoiler]

[su_spoiler title=”Who can help me consolidate my debt?” style=”fancy” icon=”caret”]You can use an unsecured personal loan from a credit union, bank or online lender to consolidate debt. For details reach out to us. [/su_spoiler]

[su_spoiler title=”Can I have more than one debt management plan?” style=”fancy” icon=”caret”]Yes, you can have more than one debt management plan, however, we suggested you contact a debt counsellor before doing the same. Reach out to Debts Advice for connecting to a counsellor. [/su_spoiler]

[su_spoiler title=”How to get a debt management plan?” style=”fancy” icon=”caret”]There are multiple ways of getting a debt management plan, you might think searching for it on the internet is the best one, but calling Debts Advice would be most beneficial. [/su_spoiler]

[su_spoiler title=”Who can help pay off debt?” style=”fancy” icon=”caret”]Debts Advice! Yes, we can help you pay off debt. Contact our counsellor today. [/su_spoiler]

[su_spoiler title=”How to help a family member get out of debt?” style=”fancy” icon=”caret”]First of all, we appreciate your concern, helping a family member is a great deed. To get them out of debt, give them our number. We provide free-of-cost debt counselling.
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